Comic Duo are proud to have been able to parter with Lay-Buy, a business who's sole purpose is to make our customers lives easier and allow flexibility in payment.
How It Works
PUT IT ON LAY-BUY powered by PayPal makes it easy for you to buy the products and services that you need by paying for them via a down payment and up to six monthly instalments.
AFFORDABLE: Our calculator allows you to select the down payment you can afford to layby today and the amount of months you need to pay off the product.
SECURITY: All Payments are processed within PayPal’s secure environment.
CONVENIENCE: Payments are automatically setup between you and the seller with no intervention by either party ever. Unless a payment is missed.
FLEXIBLE: You can also call us to move the pending payments earlier or later.
CHOICE: A Lay-Buy Payment can be made and recurring profile setup via your PayPal account or your credit card.
LOW COST: Lay-Buy only charge a small 0.9% layby fee, payable to Lay-Buys.
5 Simple Steps
Select PUT IT ON LAY-BUY powered by PayPal payment option at checkout (Minimum required spend is $1)
2. CHOOSE YOUR PLAN
Payment calculator makes it easy for you to set up your own payment plan.
3. ENTER PAYPAL
Complete down-payment and setup recurring profile in PayPal’s secure environment.
4. SCHEDULED PAYMENTS
Payments are processed by PayPal on the scheduled date YOU set. Check your order status within your PayPal reporting module. Contact us if you want to move your payments earlier or later.
5. RECEIVE MERCHANDISE
Receive the item or service shortly after your last payment.
No interest charges ever, no membership fees ever – NO DEBT
Terms and Conditions
Lay-Buy Financial Solutions Pty Ltd trading as www.lay-buys.com has identified core principles we believe are integral and imperative for all Lay-Buy deals transacted through our PUT IT ON LAY-BUY powered by PayPal checkout payment option to be fair and reasonable per the Fair Trading Act 1999.
The following principles below therefore make up the Terms & Conditions for all Lay-Buy transactions:
1. Record of Payment
A record of payments transaction history will always be available for both the merchant and buyer, recording all amounts paid to-date and the date and value of all future pending payments
2. Storage and Identification of Lay-Buy Products
Product’s on Lay-Buy will be set aside and stored separately to other products. Products will be clearly identified as Lay-Buy products by a number or some other identification.
3. Cancellation of Lay-Buy by Buyer
The buyer may cancel a Lay-Buy at any time prior to dispatch of products and on delivery of products if the products are damaged by so advising seller in writing or if seller agrees, orally.
If a buyer cancels a Lay-Buy, seller will, if so requested by the seller, give the buyer a “cancellation statement” which sets out -
If seller does not accept the buyer’s oral cancellation it is obliged to give/send the buyer a duly completed Lay-Buy cancellation form immediately.
4. Cancellation of Lay-Buy by Seller
The seller under a Lay-Buy must not cancel it unless –
I) in writing, sent to the buyer’s last known address, or, if the buyer so agrees, orally; and
II) must specify the breach of the Lay-Buy for which the Lay-Buy is being cancelled; and
III) must state the time within which the buyer must rectify the breach;
IV) must state the matters listed per below:
* the purchase price of the products;
* all cancellation charges payable under the agreement; and
* the total amount paid under the Lay-Buy;
* any amount owing to either the buyer or seller under the terms of the Lay-Buy on the cancellation of the Lay-Buy.
The Lay-Buy is cancelled at the end of the period specified in the notice unless the buyer rectifies the breach before then or Seller agrees not to cancel it.
6. Cancellation where business closes
If Seller under a Lay-Buy agreement proposes to stop trading before the agreement is completed, Seller must give notice of the proposal to the buyer and must either –
7. Cancellation where products not available
If the products are no longer available, Seller must cancel the Lay-Buy and refund all monies to the buyer
8. Effect of Cancellation
Subject to the above, when a Lay-Buy is cancelled by either party, Seller must refund all money paid within 14 days less a $25 cancellation fee. There are circumstances which prohibit Seller from keeping the cancellation charge. These include but are not limited to, situations where the products are damaged or not delivered or where Seller has breached a term of the Lay-Buy statement.
9. Cancellation Charge
Seller shall charge the buyer a $25 cancellation fee under the terms of all Lay-Buy deals.
10. Banking Chargeback Fees
The seller shall be entitled to pass-on to the buyer all chargeback fees received by any given bank for any given customer chargeback from any given Lay-Buy deal.
11. Service Fee
Seller shall not charge the customer any interest charges, membership fee or service fee on any Lay-Buy sales transaction.
12. Lay-Buy Reporting
Seller shall have reporting in place for all Lay-Buy deals covering Down Payment made, Lay-Buy period, Frequency of payments required, Payment amount required per instalment; and a full record of all payments made to-date (amount and date on which made)
The seller will only dispatch the buyer product/s after receiving the final instalment payment for all Lay-Buy deals.
14. MISCELLANEOUS14.1 This Agreement shall be binding upon, inure to the benefit of, and be enforceable by the representatives, successors and assigns of the parties hereto.